CFPB Consumer Financial Protection Burea

If you are having difficulty making your mortgage payments, one of the most important things you can do is be proactive. Review the terms and conditions of your mortgage, learn about the foreclosure process for residents in your state and what may lead up to it, and find out more about the resources on a local, state and national level available to assist you in working with your lender and your finances.

Mortgage Help:

I love this statement by the CFPB on the page below! We will see scams potential increase in as we see an increase in homeowners whom enter distress.

“There is free foreclosure help. If anyone tries to charge you in advance for help or guarantees that they can stop your foreclosure, they’re not legitimate.”


If you’re behind on your mortgage, or having a hard time making payments, we want to get you in touch with a HUD-approved housing counselor—they’ve been sponsored by the U.S. Department of Housing and Urban Development. Your counselor can develop a tailored plan of action for your situation and help you work with your mortgage company. They’re experienced in all of the available programs and a variety of financial situations. They can help you organize your finances, understand your mortgage options, and find a solution that works for you.

List of Housing counselors:

On the link the allow you to search by zip code.

CFPB.Gov Mortgage Help for more information

James Outland Jr.
Outland And Associates Real Estate
2665 Shell Beach Road, Suite J, Pismo Beach Ca, 93449
Serving San Luis Obispo County and North Santa Barbara County California, DRE#01314390, 805-748-2262 Mobile

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